Application Architect, Singapore

1. Serve as Domain Architect to implement an updated technology foundation for the bank with full capability/accountability for architecture deliverables (process, information, technology etc.) from concept to implementation 2. Analyze stakeholder requirements, current state architecture, and gaps to create a future state for core banking and payment solution architecture with a focus on reduced complexity, cost efficiencies, reduced risk and/or improved business capabilities 3. Communicate and influence key elements of one or more technology architectures to both technical and business audiences 4. Contribute to architecture definition and road map in Core Banking and Payment domains especially around operations re-engineering and digitization. 5. Build out the knowledge base of the technology teams on leading trends in the APAC under Core banking, Payment domains, and IT delivery in general 6. Act as a trusted advisor to stakeholders in both business and IT to assist in defining and delivering high quality solutions Technical Skills & Experience • At least 7 years' experience in the IT industry, preferably in large, complex enterprises • At least 7 years of experience in banking technology, including familiarization with digitization (Collections, Credits, Deposits, Loans, Loan Origination, Payments, Receivables, Remittance, Escrow, Liquidity Management, Pricing) • At least 3 years' experience in Enterprise Architecture in a large, complex, multi-location, multi-national environment • Experience in converting Enterprise Architecture Strategy into executable solution architecture • Deep experience delivering mission-critical, enterprise-scale IT solutions in a heterogeneous technology environment, both in-house built and 3rd-party vendor products • Experience in actual systems development work, with prior coding, functional specifications and technical specifications and systems development and testing experience (in aggregate no less than 5 years) • Understanding of at least one programming language, preferably in the Java family • A deep understanding of all domains of Enterprise Architecture, including the business, data, application, infrastructure and security domains. Able to constructively challenge Enterprise and Solution Architecture for a fault tolerant design • Familiarity with one or more formal Architecture frameworks/methodologies (TOGAF, Zachman, BIAN, etc.) • Good understanding and experience in various software development cycle methodologies, including migrating from waterfall to agile methodologies
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Core banking - Customer demographics and customer preference, deposit products - Customer and Account lifecycle management - Customer Communications •
Payments - Domestic / Local Payments, International / Cross Border Payments, Electronic Cheques, Real-Time FX and Contracts, Book Transfers - B2B, B2C, G2B, G2C, P2P, B2E and G2G •
Collections - Collections Lifecycle, Strategy & Segmentation, Payment Arrangements, Analytics & Reporting, etc Salary: 10k -11.7kSGD
About CLPS RiDiK RiDiK is a global technology solutions provider and a subsidiary of CLPS Incorporation (NASDAQ: CLPS), delivering cutting-edge end-to-end services across banking, wealth management, and e-commerce. With deep expertise in AI, cloud, big data, and blockchain, we support clients across Asia, North America, and the Middle East in driving digital transformation and achieving sustainable growth. Operating from regional hubs in 10 countries and backed by a global delivery network, we combine local insight with technical excellence to deliver real, measurable impact. Join RiDiK and be part of an innovative, fast-growing team shaping the future of technology across industries. We will review applications on a rolling basis until 15 May 2026, and early submissions are encouraged. Please note that only shortlisted candidates will be contacted. Thank you for your understanding.