Head of Digital Lending Growth & Portfolio, Singapore

Description

Responsibilities

Take full ownership of P&L performance, including revenue growth, margin improvement, and cost optimization.
Develop and implement growth strategies focused on customer acquisition, retention, and cross-selling opportunities, including new loan products, strategic partnerships, and embedded finance solutions.
Optimize acquisition funnels and drive data-driven experimentation to enhance platform performance.
Oversee credit models, underwriting frameworks, and overall risk appetite management.
Partner closely with risk teams to achieve a balanced approach between business growth and portfolio quality.
Strengthen and enhance recovery processes to maximize portfolio returns.
Lead, mentor, and build a high-performing team.
Collaborate with product and technology teams to deliver a seamless end-to-end digital lending experience.
Oversee loan operations, including disbursement, servicing, and collections strategies.
Promote compliance and responsible lending practices within regulated environments.

Requirements

With at least 5 to 8 years of experience in consumer lending, fintech, or financial service.
Proven P&L ownership and business leadership experience.
Strong understanding of digital lending / consumer loans.
Experience in a regulated environment (Singapore preferred).
Analytical mindset with strong data-driven decision-making skills.
Track record of scaling loan portfolios or fintech products.

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Highlights

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